Try not to be intimidated by the bankruptcy process. Take things one step at a time. Get all of the necessary information available to you. Be sure to attend to all the dates set forth by the court (for adding new creditors to your bankruptcy, for meeting with the judge, etc…) and your bankruptcy proceedings can progress as smoothly as possible.

You need to think positively during this rough time in your life. Concentrate your energy on how your mental and emotional health will improve when you no longer have to agonize about the bill collectors writing and calling. Bankruptcy is a tool. You are using this tool to help solve your problems.

Shame and embarrassment are typical emotions to feel at this time. Even going to a bankruptcy lawyer for the first time can be unnerving. However, you need to keep things in perspective. You are not the first person to file bankruptcy, and you won’t be the last. Most importantly, you are taking action to rectify your situation.
Remember, failure in any area of life is only failure if you don’t learn from it. As long as you learn some important lessons from your bankruptcy and apply those lessons to your life going forward, you have only experienced a setback, not a failure.